Crime Tip of the Week: Credit card fraud protection tips
January 21, 2015
Here are some tips on how to prevent credit and debit card fraud.
• Don't give your account number to anyone on the phone unless you've made the call.
• Carry your cards separately from your wallet. It can minimize your losses if someone steals your wallet or purse.
• During a transaction, keep your eye on your card. Make sure you get it back before you walk away.
• Never sign a blank receipt. Draw a line through any blank spaces above the total.
• Save your receipts to compare with your statement.
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• Open your bills promptly — or check them online often — and reconcile them with purchases.
• Report any questionable charges to the card issuer.
• Notify your card issuer if your address changes or if you will be traveling.
• Don't write your account number on the outside of an envelope.
• Clear your logins and passwords. This is especially important if you've been working on a public computer.
• Pay for online purchases with your credit card, which has better guarantees under federal law than your online payment services or your debit card.
• Be alert for phishing, a trick in which spam or pop-ups mimic legitimate banks or businesses to obtain your personal information, which they use to access your accounts. Always verify that you're on a familiar Web site with security controls before entering personal data.
• Monitor your credit report.
• Shred sensitive documents.