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as pointed out insurance admin is 20% of medical costs. If rates are rising at 10% abe you can cut admin costs from 20% of what it costs for the current sick care system then you will have simply slowed rising health care costs by a year and then we'll be back in the same boat as before of health care costs spiraling out of control because of the rising incidence of chronic dis-ease.
Focusing on the whole and getting to the root of the problem is the only sound course of action. However, we like to find a scapegoat for an underlying problem and or focus on a single variable as opposed to addressing the whole within which we live.
The Pollyanna approach that insurers are the big evil guys causing so much of our health woes is so far off base and actually using grey matter to see that the system is flawed and trying to comprehend why and deal with that makes too much sense.
Nancy, the food part is directly related to payments as sick people cost more.
I have fought the system for to long and really have no desire to be taxed on health care issues created by subsidies to an industry that makes it hard for me to make a living at.
Nancy, by the way our brains are 60% fat and more so omega three types of fat so if we have a diet of over 20-1 omega 6 to omega 3 fats are conditioned that fat, particularly saturated fat is bad, it really strikes me as common sense that dimentia and ahlzimers are out of control as we are what we eat and our food is and yet lets throw money at the problem to treat symptoms.
Had a customer buying most of my kidney fat to help her fathers dimentia, fairly well intil he broke a hip and the care facility no longer would allow her to prepare his food in a ketogenic fashion to treat the inflammatory dos-ease
Colorado Care, will do nothing to actually work towards better health. It will simply be more of the same. Western Diets have a 20-1 omega 6 to omega 3 fatty acid make up. The lack of Omega 3 fatty acids in ones diets leads to inflammatory conditions.
Without working towards a systems that taxes those who poison us and the environment, we are simply treating symptoms of much deeper seeded problems. Unless you actually reward the individual for taking responsibility for good health health care costs will continue to skyrocket and we will simply bankrupt ourselves as other countries do. The libertarian approach of individuals working towards their own good health, with the help of friends and neighbors is much more sound, than the government caring for us from cradle to grave. The government is really the worst problem in our health care woes, as they have subsidized the omega 6 fatty acid rich diet that is corn and soy based.
right here in River city, we could actually work towards righting the problem as Omega 3 fatty acids act as an antifreeze in cold climate green plants. It sure is cold here with very little else that grows well other than grass. Rendering the fat (yep that saturated stuff that the health care industry has demonized for decades, probably because of studies funded by those dumping skim milk down the drain, to make it a profitable product) from the animals that primarily live on that nutrient dense cold climate grass, (similar to that of what a wild cow herd on an Alaskan Island has because of its cold climate, leading to a fat complexion, much like salmon).
Go actually get to the fundamental cause of our health care disaster and treat it, not the more expensive route, that yes will create more taxes for the government, treat the causes of our health woes - first with our food, then the toxins that we get blessed with, from others. (Don't tread on me and give me your toxic waste, simply because the EPA has set limits on what you can dump in our environment).
Read up Nancy, as I have done in the past 48 hours trying to find some help for my son with a long term TBI issue. The car wreck I sustained, really woke me up to what my son must have been going through for the past couple of years after multiple head injuries, cries out for help from him and I to school counselors, doctors and anyone for help as we knew not where to turn and I thought his headaches were stress induced. Not now as I have had the joy of them for three months, because of another's carelessness.
How are schools not government run? If they are not then they would not be eligible for Pera pensions, which allow some to retire in their 50's with lifetime benefits. Will Colorado cares members get the same deal.
Lots of promises and no sound documentation of how it's going to happen, just that a governing board will figure it out, for free I suppose.
I suggested the model some primary care doctors had taken a flat fee for all patients services, no matter how much care given and a high deductible plan covered by the state, which if the individual kept there costs of care down (through a healthy lifestyle) then the savings would be shared with the insured. If you do not involve the patient in trying to keep costs down by not eating deep fried twinkies then there will never be any reason for the patient to change their habits for the better, unless we simply go the collective route and all eat the same, get together in the quad to exercise, etc..
From my perspective nutrition and food are the staring point and if you are of the camp an egg is an egg regardless of how it came into existence then go buy the cheapest egg you can and compare it to a pastures chicken egg. Until you star getting at the root of the problem there will be no improvement in the current rise of health care costs.
Yep the CEOs make too much money and if that is your concern then cap the wages by law as are the margins that insurers must fall within. Yes everyone should not be forced into bankruptcy because of a medical issue, but on the flip side maybe they should not be taking some risks they do. Maybe those that are causing health care costs to rise ought to help fund the associated costs because of the pollution they share with all of us.
Heck essentially all of my costs are labor and I'm small enough to not need to pay insurance for employees so that will all another 5% in needed revenue for me before I get to pay myself as opposed to paying to work today, all the while being on the front line of trying to improve my consumers overall health. Whoopeeee!!!!!!
Rhys, if not mistaken, median would be the middle income of all ( the 25th income of 50), average is just that and generally is higher as the high incomes generally skew it that direction and mode would be most frequent income of the distribution.
Nancy, it is also a fact that most PROFIT from their labor every day. The board members of Colorado Cares will profit from their labor, as will everyone laboring for Colorado cares.
The argument that the insurance company profits from its involvement in covering costs, hopefully is not the foundation of wanting change.
At what point in time will we lean to be proactive in this region. You. Essentially the main driver of the economy is now tourism as coal may be dead and that is going to have wild swings in how the economy, labor/housing market look.
If your worried put any and all funds that are going to be thrown at the problem into a rainy day fund and so when the pendulum swings in the other direction you have the money to build some apartments while the construction bust is here in river city, at the end of this cycle as opposed to throwing money at the problem, when panicked ( buying at the peak of the market as opposed to the trough). Though seemingly we manage for the current crisis as opposed to thoughtfully looking to eradicate underlying problems causing things to be out of balance.
By the way, when talking on nutrition and studies, it seems that much of our commonly held beliefs are wrong as someone with an agenda buried proper studies (http://well.blogs.nytimes.com/2016/04/13/a-decades-old-study-rediscovered-challenges-advice-on-saturated-fat/?_r=0) and gave someone an agenda to make a study fit their desires. Maybe Colorado Cares Study does this type of work... see why most studies are wrong.
Nancy, Michael's comments on how the savings on costs and my comments on out of state payments relate, in that if the State tries to put the thumb screws on hospitals, then those same hospitals may put the thumb screws on Colorado Cares any time a patient is seen out of state.
For there to be a 16% savings on admin costs, then those resulting savings coming from insurance companies must be about 40%. I fail to see how that is possible. You also claimed reduced cost at the providers office and without wholesale - structural changes to the system, that really does not seem possible. If say Colorado cares does not require any paperwork from primary care Doctors at all, then maybe, but that will be a wholesale fundamental change that will put a few clerks out of work, because of the reduced paperwork. Might end up in the Corporate Headquarters doing paperwork there, but who knows as it seems like the Obama Care plan, you won't know whats in it until you vote for it. If not that plan, the Food Safety Modernization Act, well we do not know what it will entail, but a board of gurus will figure it out (in this case, how the heck can anyone pretend that there will be 5 billion in admin savings).
I would agree that maybe a single payer system would be better, however, without actually digging up many of the root problems causing costs to spiral out of control (nutrition and toxins in the environment), putting the insured in a position of taking charge of the personal health care, costs will never be controlled and they will continue to skyrocket.
Last login: Wednesday, August 17, 2016
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