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Nancy, it is also a fact that most PROFIT from their labor every day. The board members of Colorado Cares will profit from their labor, as will everyone laboring for Colorado cares.
The argument that the insurance company profits from its involvement in covering costs, hopefully is not the foundation of wanting change.
At what point in time will we lean to be proactive in this region. You. Essentially the main driver of the economy is now tourism as coal may be dead and that is going to have wild swings in how the economy, labor/housing market look.
If your worried put any and all funds that are going to be thrown at the problem into a rainy day fund and so when the pendulum swings in the other direction you have the money to build some apartments while the construction bust is here in river city, at the end of this cycle as opposed to throwing money at the problem, when panicked ( buying at the peak of the market as opposed to the trough). Though seemingly we manage for the current crisis as opposed to thoughtfully looking to eradicate underlying problems causing things to be out of balance.
By the way, when talking on nutrition and studies, it seems that much of our commonly held beliefs are wrong as someone with an agenda buried proper studies (http://well.blogs.nytimes.com/2016/04/13/a-decades-old-study-rediscovered-challenges-advice-on-saturated-fat/?_r=0) and gave someone an agenda to make a study fit their desires. Maybe Colorado Cares Study does this type of work... see why most studies are wrong.
Nancy, Michael's comments on how the savings on costs and my comments on out of state payments relate, in that if the State tries to put the thumb screws on hospitals, then those same hospitals may put the thumb screws on Colorado Cares any time a patient is seen out of state.
For there to be a 16% savings on admin costs, then those resulting savings coming from insurance companies must be about 40%. I fail to see how that is possible. You also claimed reduced cost at the providers office and without wholesale - structural changes to the system, that really does not seem possible. If say Colorado cares does not require any paperwork from primary care Doctors at all, then maybe, but that will be a wholesale fundamental change that will put a few clerks out of work, because of the reduced paperwork. Might end up in the Corporate Headquarters doing paperwork there, but who knows as it seems like the Obama Care plan, you won't know whats in it until you vote for it. If not that plan, the Food Safety Modernization Act, well we do not know what it will entail, but a board of gurus will figure it out (in this case, how the heck can anyone pretend that there will be 5 billion in admin savings).
I would agree that maybe a single payer system would be better, however, without actually digging up many of the root problems causing costs to spiral out of control (nutrition and toxins in the environment), putting the insured in a position of taking charge of the personal health care, costs will never be controlled and they will continue to skyrocket.
So Nancy back to your comment that Coloradans will be covered out of state. My question was if so how is Colorado Cares going to pay those bills at walk in rates or rates they have negotiated with hospitals as other insurers have agreements with most hospital networks. There is a big potential cost increase for this versus what we have.
By the way I'm in pain from a car wreck two months ago and quite irritable because of the constant pain and lack of sleep
By the way if people are moving to the state for the health benefits of pot, do you think that some with degenerative diseases that they have live with and is crippling their finances might not move here?
By golly I have my mind made up and will not listen to others views. Plato once said that democracy devolves into mob rule.
Why don't you come spend a 12 hour day with me to see what I do if you question it. Yep it's not where I wish it to be, but there are some things I try not to bend on and nutrient dense foods that are not laced with round up is one. I do give my cows antibiotics when sick and the milk is tossed when that happens, until the residue is gone (which I test for as required by law) Can't certify organic because of that could kick out a significant amount of production over the course of a year as I treat early when an issue developed out of respect for the animal.
Insurance companies are the scapegoat for runaway costs associated with inflammatory DIS-EASEs. It is a band aid for systemic changes that need made to stop the subsidization of industries that are ruining our health
Nancy there are websites geared towards people moving to Colorado for the benefits of Medical Marijuana. http://movingformarijuana.com more if you google.
so 80% pay less, 20% i guess pay more. that will be me i guess as i will have added expenses to my not so profitable business today, while there is no effort to right real reform that would actually work to health care not sick care as this is. please don't fool yourself.
it should not be in the constitution, especially if it is not being managed by the state, working to address concerns.
Oh well, I waste my words and time trying to rationalize with people who fail to comprehend where real health care reform needs to start, not simply putting a band aid on a broken system.
This will not fix health care costs as the underlying fundamental problems will remain. Do you not get that? But the retort is we've got to do something and this will help. But in reality, we need to address what is causing people to be sicker in this country. The cheap food that the poor eat because of federal subsidies. Poor knowledge of how to cook with real food because, corporations like to use preservatives in food to extend shelf life (or in the case of milk ultra pasteurization which facilitates it being placed on a shelf for months without refrigeration).
So no this is not health care reform, it might be a reform of the current sick care management system - which is so profitable, why would we worry about addressing the root causes of our problems. By the way, that was one of the reasons, I started doing what I do, in trying to make a better world and yet, it is so hard because the system really does not give a poop about actually finding real solutions for the problems we do face and would prefer to have the feel good solutions of putting a band aid on the symptom brought forth from the underlying cause.
I'm done trying to be rational, as you are not working towards HEALTH CARE you are working towards managing a system of SICK CARE.
Lets say that you are right about Colorado Care costing the residents less, in Colorado. What happens to a resident who goes out of state is there insurance policy null and void? Do we get to pay our bills that accrue when we travel out of state? If Colorado Care is required to cover the Colorado Resident when they go out of state, by federal law, does Colorado Care then get to pay the walk in rates at all hospitals, negating any potential savings within the State of Colorado.
How about travelers to our state? Does their insurer then pull out of covering people who visit the state of Colorado - it seems like a reasonable assumption as foreigners are not eligible for health care in the US under their plans.
Their are so many unseen question, that writing this into the constitution is dumb. There are so many better ways of trying to enact this that could be addressed by the legislature, when a problem arises.
The system still is a sick care system and really does not address preventative care... which is good nutrition, exercise, lower stress and the like. You are simply applying a different set of band aids to the same underlying problem that will continue to grow. Executive pay can not be blamed for 17% of the cost of the current system. I would guess that if you reviewed their financial statements that it still is only 1-2% of the cost of the $30 billion that is being paid in Colorado.
What happens when the next flood of migrants come to Colorado in order to get their long term health care issues covered that are costing them an arm and a leg elsewhere? There has been a migration of people to the state for Pot related health benefits. That is also a very real potential problem that you are taking a major risk on in this issue.
Nancy, so this is a constitutional amendment, meaning that if problems within it and it's language are discovered a new vote is required to amend the constitution and that may not pass to correct the situation. Being a constitutional amendment is not the way to go.
Toss in that Colorado care will only contract with Colorado providers, then if on vacation and I get sick out of state break a leg, this that or the other do I get to pay the whole bill? Does Colorado care pick up the tab at walk in rates at said hospital 1.5 times normal insurance rate?
Yep let's take the risk because the current system is not working and yet you fail to look at the root causes of the problems and address those. Without doing so you are simply treating symptoms of problems and will have a far more costly solution. But i guess that creates more tax revenue.
Last login: Thursday, July 21, 2016
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