Brian Kotowski

Brian Kotowski 4 weeks ago on Many gifts: A tribute to a great dog

Amazing how attached we get to our canines. Nicely done, Sandra. Stuart can never be replaced, but there's another dog out there that deserves an owner like you.

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Brian Kotowski 4 weeks ago on Melanie Sturm: Solution for Trump election freak-out

The bottom line is that the Obamacare "fix" has driven up costs & reduced choice; that's why millennials (whose eager participation was supposed to pay for it) are staying away. All of preezy's blather about $2500 in our pockets every year, & “if you like your plan/doctor you can keep your plan/doctor” turns out to have been wishful thinking at best, and outright lies at worst. Even Billary were trashing it during the campaign. And it's not as if the land mines in Preezy's command & control approach weren't foreseeable; that's why a clear majority of Americans opposed Obamacare from the jump.

Obamacare ignores human nature & basic economics. It forces providers to furnish unnecessarily comprehensive & expensive policies. Many healthy people (like my uncle) are principally interested in catastrophic coverage. Preezy's answer: you're too stupid to know what's good for you, so step up and pay. It's no different than going to the Toyota dealership for a $15k Yaris and learning the only option is the $32k 4Runner; and you'll be penalized if you don't take the SUV.

I believe the 2017 penalty for non-enrollment is $700. That's significantly less than many will pay for coverage they don't really want anyway, so the incentive couldn't be more obvious or predictable (especially for the young & healthy): skip Obamacare. Instead of incentivizing them with choices enabling them to tailor a coverage that best fits their needs, we coerce them to bend over for 'one size fits all', and then punish them if they refuse to grab their ankles.

Perhaps most fatally, Obamacare has failed to control costs. That's why we've gone from 23 co-ops to only 5. Earlier this year, the Chicago Trib profiled Blue Cross Blue Shield, the main Obamacare provider in the Preezy's home state. For every dollar they took in, they spent something like $1.30 providing services & care; and that seems to be typical nationwide. Forget about turning a profit, they're not even breaking even. Hence all the recent headlines announcing massive price hikes coming our way. Which will suppress enrollment and participation even more.

Pre-obamacare was no garden of Eden. Obamacare is undeniably worse.

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Brian Kotowski 4 weeks ago on Melanie Sturm: Solution for Trump election freak-out

The Trump freak out continues: Mississippi church member charged in 'Vote Trump' arson

It was initially being investigated as a hate crime. Not sure where that stands now, since the suspect is a black congregant of the church that was torched. If he's charged without the hate element, I guess we can conclude that black on black arson isn't hateful.

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Brian Kotowski 4 weeks, 1 day ago on Melanie Sturm: Solution for Trump election freak-out

Among the most asinine of the pre & post Obamacare regs is the proscription against interstate purchasing. NY, to cite just one example, imposes guaranteed-issue requirements based on pie-in-the-sky ratings dictated from Albany. The result is that the coverage available to the young & healthy proved so expensive that nearly half of them just dropped out; the dropout rate (nationally & in NY) has gotten worse under Obamacare. My uncle (who lives in Buffalo) was obliged to purchase coverage only from NY, and it had to include pre-natal care & drug counseling. That he has neither a uterus nor an addiction was immaterial. I don't know if those specific mandates have changed under Obamacare; I do know that his premiums & deductibles have become significantly more expensive, just as mine have here in CO.

The removal of the interstate barriers will be a good place to start, if the GOP can finally be compelled to put its money where its mealy mouth has been since Barry shoved this boondoggle down our throats.

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Brian Kotowski 4 weeks, 1 day ago on Melanie Sturm: Solution for Trump election freak-out

Waitaminit... we were told to expect a savings of $2500 annually. It's been what - 6 years now? That's 15k in your pocket, Ken. You're not trying to 'fake news' your way thru this discussion, are you?

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Brian Kotowski 1 month ago on Melanie Sturm: Solution for Trump election freak-out

Another Obamacare co-op bails, leaving only 5 up & running for 2017

Assuming the GOP grows a spine & nukes Barry's Boondoggle, the Dem/lapdog media narrative will be that the diabolical Rethugs killed the last 5. Never mind that 18 others did nothing more than gorge themselves on our dime, before going broke all on their own.

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Brian Kotowski 1 month ago on Melanie Sturm: Solution for Trump election freak-out

Slick Willie: Comey cost us the election

Very devious of Comey to have smuggled that unsecured server into the Clinton bathroom; which was secure enough for Billary to evacuate their bowels and bladders. The Watergate perps have nothing on Preezy's FBI director.

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