FORECLOSURE SALE NO. 11-082

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COMBINED NOTICE - COURT ORDER -

PUBLICATION CRS §38-38-109(2)(d)

FORECLOSURE SALE NO. 11-082

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On March 11, 2011, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Routt records.

Original Grantor(s):

Michelle J. Dover

Original Beneficiary(ies):

Mountain Valley Bank

Current Holder of Evidence of Debt:

Mountain Valley Bank

Date of Deed of Trust:

5/27/2008

County of Recording:

Routt

Recording Date of Deed of Trust:

6/5/2008

Recording Reception Number:

675176

Original Principal Amount:

$351,504.00

Outstanding Principal Balance:

$351,468.00

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

CONDOMINIUM UNIT R-5, TOGETHER WITH PARKING UNIT G-3, WATERSIDE VILLAGE CONDOMINIUMS, ACCORDING TO THE CONDOMINIUM DECLARATION RECORDED JULY 14, 2005, UNDER RECEPTION NO. 621913, AND ACCORDING TO THE CONDOMINIUM MAP RECORDED JULY 14, 2005, AT FILE NO. 13516, COUNTY OF ROUTT, STATE OF COLORADO

Also known by street and number as: 1110 Yampa St. R5, Steamboat Springs, CO 80487

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 A.M. on Wednesday, 08/31/2011, at Office of the Public Trustee, Routt County Courthouse, 522 Lincoln Avenue, Steamboat Springs, Colorado 80477, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Single Publication: 8/21/2011

Name of Publication: Steamboat Pilot & Today

DATE: 8/18/2011

Jeanne Whiddon, Public Trustee in and for the County of Routt, State of Colorado

By: Jeanne Whiddon, Routt County Public Trustee

The name, address, telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Mark A Freirich #10774

Mark A Freirich P.C. P O Box 774056, Steamboat Springs, CO 80477 (970) 879-2277

The attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file #: Dover

©Colorado Public Trustees' Association Revised 12/2009

Published in the Steamboat Pilot & Today

Publication Date: August 21, 2011

10273413

Published in the Steamboat Pilot & Today Publication Date: August 21, 2011

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